Construction Loans/Lot Loans

Brand new and available as of August 1, 2019, 10% down (or less) construction loans – now available. Minimum FICO score of 685! Contact Jim for details.

Please take note as of Aug. 30th, 2019, the new rates for short term construction loans and modifications upon completion of the homes are nothing less than spectacular for the 4th quarter of 2019!

You can actually buy more of your new semi-custom Ranch home for less with these rates!

Single/One Close Construction Loan with 8 draws – 4% on monies drawn monthly to pay sub and supplier invoices on work performed.

Then, 3.5% ± on your permanent loan modification that’s implemented at the time of Cert. of Occupancy.

The Single/One Close Construction Loan is the best of both worlds – It’s the construction loan to build the new home and the permanent loan with a modification lowering the rate at the end.

Jim at Ranch Living is doing this exact loan for his home and has done them in the past!

Call us and we’ll connect you immediately with our preferred loan officer.

You now have inexpensive options to surpass your maximum budget amount!

A new positive realty pertaining to everyone’s maximum budget amount –

With interest rates in the 3.5 – 3.75% range, you can opt to spend additional amounts for what you really want in your new home, taking you past your maximum top budget amount very inexpensively!

Here’s an example straight from the preferred construction lender: $40,000 of additional money for upgrades and/or options will cost only $200+per month on your monthly mortgage payment!

Take advantage of this if this is something that helps you get what you want for a very inexpensive price. Contact Jim for details.